A transparent guide to understanding the "Fideicomiso" (Bank Trust) and securing your investment as a foreigner.
Yes, absolutely. However, the method of ownership depends on the location of the property.
The Mexican Constitution defines a "Restricted Zone" (50km from the coast and 100km from borders). Inside this zone, foreigners acquire property through a Fideicomiso (Bank Trust). Outside this zone, you can own fee simple title directly.
It is a 50-year renewable trust held by a Mexican Bank. The bank holds the legal title, but you (the beneficiary) hold all rights to sell, rent, inherit, or renovate the property. It is not a lease; it is ownership equivalent to Fee Simple.
Closing costs in Mexico are typically higher than in the US/Canada, ranging from 4% to 7% of the purchase price. This includes:
Timeline: A cash closing typically takes 30-60 days.
Our legal team is ready to walk you through the process.
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